Three Ways to Start Learning About Money
Each of Bayu's three programmes is a different entry point into financial education for teens — choose the one that fits your teen's schedule and curiosity.
Back to HomeHow Bayu Programmes Are Built
Every Bayu programme follows the same core methodology: real-life scenarios, hands-on challenges, peer discussion, and take-home materials. What changes across the three levels is depth — more sessions, broader topics, and longer engagement as you move from the Workshop through to the Foundations Course.
Content is set in a Malaysian context throughout: ringgit values, local retail, everyday Klang Valley references. None of our content constitutes regulated financial advice — everything is framed as general educational information appropriate for young learners.
Quest-style challenges
Printed workbooks
Small peer groups
Take-home activities
Teen Money Quest Workshop
A lively introduction to everyday money topics — allowances, simple saving habits, and smart spending decisions. Built for teens who want a first look at personal finance through hands-on challenges and friendly competition. Two two-hour sessions with parental consent required.
What's Covered
- Understanding an allowance and how to manage it
- Saving basics — what it means and how to start
- Spending decisions: needs vs wants
- Group money challenge with prizes for participation
Session Flow
Session 1 — Introduction to money concepts, allowance scenarios, and the quest workbook
Session 2 — Group saving challenge, spending decisions, badge sheet completion, and prizes
Includes
- Quest workbook
- Badge sheet
- All session materials
- Small participation prizes
Young Savers Programme
A structured five-week programme for teens who want more than a first look. Participants work in small peer teams across five sessions, each building on the last — moving from understanding everyday spending to planning small saving goals with a structured journal.
What's Covered
- Everyday spending patterns and how to track them
- Setting and planning small savings goals
- Understanding simple budgeting concepts
- Peer accountability and weekly challenge completion
- Reward chart milestones through the five weeks
Weekly Structure
Week 1 — Spending awareness: where does your money actually go?
Week 2 — Setting small goals and understanding why they matter
Week 3 — Basic budgeting: splitting money across purposes
Week 4 — Peer team challenge: plan a savings journey together
Week 5 — Review, reward chart completion, and take-home summary
Includes
- Saver's journal (printed)
- Weekly challenge sheets
- Reward chart
- All session materials
- Post-programme summary for parents
Teen Finance Foundations Course
The most comprehensive of the three, designed for teens who want a solid early grounding in everyday money management. Ten weeks covering budgeting, saving, smart spending, and understanding the money tools they'll encounter in daily Malaysian life — all framed as general educational content at a young person's level.
What's Covered
- Budgeting fundamentals for everyday life
- Saving strategies and goal-setting frameworks
- Smart spending decisions and comparison thinking
- Introduction to everyday money tools (bank accounts, e-wallets)
- Understanding simple financial concepts in a Malaysian context
- Regular clinics and Q&A sessions with facilitators
Course Format
10 sessions — one per week, approximately 2 hours each
Workbook with each session's content and tasks
Mid-course and end-of-course clinics
Ongoing material access throughout the ten weeks
Includes
- Full course workbook set
- Session reference materials
- Youth finance reference pack
- Two facilitator clinics
- Post-course parent summary
Which Programme Fits?
Use this to help decide — or simply reach out and we'll talk it through together.
| Feature | Workshop RM 450 |
Young Savers RM 1,420 |
Foundations RM 3,600 |
|---|---|---|---|
| Duration | 2 sessions | 5 sessions | 10 sessions |
| Printed workbook / journal | |||
| Badge / reward chart | |||
| Small peer team structure | |||
| Budgeting & money tools content | |||
| Facilitator clinics | |||
| Youth finance reference pack | |||
| Parent summary after programme | |||
| Best for… | First look, curious teens | Building habits over 5 weeks | Solid, comprehensive grounding |
How We Run Things
Data Privacy (PDPA)
Enrolment data is handled under Malaysia's Personal Data Protection Act. We collect only what's needed and retain it only for the duration of the programme relationship.
Parental Consent Required
No teen joins any session without written consent from a parent or guardian. Consent forms are provided at enquiry stage and kept on file throughout enrolment.
General Education Only
All Bayu content is general financial education information. No session constitutes regulated financial advice, personal financial planning, or investment guidance of any kind.
Facilitator Training
Facilitators complete internal training on age-appropriate communication, safe interaction with minors, and Bayu's content delivery guidelines before leading any session.
Content Review Cycle
We review and update session content regularly to keep it in step with the everyday financial context teens in Malaysia encounter — updated examples, current tools, relevant scenarios.
Post-Programme Feedback
Participants and parents share feedback at the close of each cohort. Their responses feed directly into content and delivery adjustments for the next intake.
Clear Prices, No Hidden Costs
All materials included. Payment details shared at enrolment confirmation.
Workshop
RM 450
One-time · 2 sessions
- Quest workbook
- Badge sheet
- Group activities
- Small prizes
Young Savers
RM 1,420
One-time · 5 sessions
- Saver's journal
- Weekly challenges
- Reward chart
- Peer team structure
- Parent summary
Foundations Course
RM 3,600
One-time · 10 sessions
- Full workbook set
- Facilitator clinics
- Reference pack
- Ongoing material access
- Parent summary
Not Sure Which to Choose?
Send us a message or call — we're happy to talk through the options with no pressure. Many families start with a question and find it easy from there.